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Hilary Duff stuns with fresh bleached blonde look after leaving salon with newborn daughter Banks

by www.dailymail.co.uk Leave a Comment

She gave birth to her second child one month ago.

And Hilary Duff brought her newborn daughter, Banks, with her Monday as she headed to the salon to change up her look.

The 31-year-old actress opted for a lighter shade, turning her usual golden locks to a stunning bleached blonde.

New do’: Hilary Duff brought her newborn daughter, Banks, with her Monday as she headed to the salon to change up her look

Hilary looked stunning after she chopped and dyed her tresses, and they glistened in the flash bulbs.

She donned a pretty cream-colored sweater and kept things casual with a pair of light blue jeans.

A pair of black heeled boots added a cute edge to the ensemble and she accessorized with various gold bracelets.

The Lizzie McGuire star painted her lips a deep pink and added a touch of blush to her cheeks.

Meanwhile, she covered Banks underneath a floral yellow cloth as she carried her in a black carriage.

Change up: The 31-year-old actress opted for a lighter shade, turning her usual golden locks to a stunning bleached blonde

Stunning: Hilary looked stunning after she chopped and dyed her tresses, and they glistened in the flash bulbs

Edge: A pair of black heeled boots added a cute edge to the ensemble and she accessorized with various gold bracelets

Gorgeous: Hilary rocked cuffed boots that featured rips over her knees

Hilary took fans inside her salon experience via a variety of posts to her Instagram Story.

‘You guys really love me, hey,’ she asked the team working on her locks, adding, ‘because this process is horrible.’

She wrote across the same clip, ‘If I lived in space, I’d have sliver foils for hair.’

Team work: Hilary took fans inside her salon experience via a variety of posts to her Instagram Story

Space hair: ‘You guys really love me, hey,’ she asked the team working on her locks, adding, ‘because this process is horrible.’

When they took out the foil, she was amazed with her new look at first.

But then later, as she sat waiting for the bleach to finish settling in, she remarked on how her head felt like it was on fire.

‘Guys this feels like hot flames on my head. And added this feels horrible,’ but in the end it was worth it.

Looking good: When they took out the foil, she was amazed with her new look at first

Fire: But then later, as she sat waiting for the bleach to finish settling in, she remarked on how her head felt like it was on fire

Worth it: ‘Guys this feels like hot flames on my head. And added this feels horrible,’ but in the end it was worth it

Depositors’ trust is with banks, not fintech companies: Mastercard India chief

by economictimes.indiatimes.com Leave a Comment

Synopsis

Speaking at the CII banking conclave here, Kumar, also the former chairman of the State Bank of India (SBI), said that what the fintech companies are challenging is the legacy system in an innovative way.

Chairman of Mastercard India Rajnish Kumar on Thursday said that the trust of the depositors is with the banking system and not with fintech companies. Speaking at the CII banking conclave here, Kumar, also the former chairman of the State Bank of India ( SBI ), said that what the fintech companies are challenging is the legacy system in an innovative way.

“Banks are now conscious about innovative capabilities and changing fast with the times”, he said.

Because of the legacy system, the challenges for the banks are much more.

“Leadership has a big role to play. Most of the public sector banks are actively adopting technology”, he said.

Implementation of the core banking system ( CBS ) was a humongous task, but the legacy banks did it, he said.

Core banking has now changed and paved the way for app-based banking, Kumar added.

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Banks plan rating model for startups’ risk profiling

by economictimes.indiatimes.com Leave a Comment

Synopsis

Banks in India are considering the implementation of a separate rating framework for startups in order to assess their risk profile and provide financing. The move is in response to the government’s push for banks to play a larger role in funding startups. A common rating framework would streamline the approval process and ensure timely disbursements.

Banks are eyeing a separate rating framework or model for risk profiling startups and have initiated discussions with concerned stakeholders including the ratings agencies, the government and the banking regulator.

The move comes in the backdrop of the government wanting banks to play a more significant role in financing startups.

Banks are of the view that a common rating framework will help reduce turnaround time and ensure faster execution of approvals besides timely disbursements.

Experts believe that a separate framework will help assess the viability of startup funding based on an assessment of the product or service itself and its monetisation abilities, thereby making a clear case for the pros and cons of funding the startup.

“This will help investors assess the risk profile of a startup very clearly, which is a clear prerequisite for funding, thereby increasing the probability of funding and hence benefiting the startup ecosystem,” said Vivek Iyer, partner and national leader in financial services and risk at consulting firm Grant Thornton Bharat.

Iyer noted that the ratings will also help the banks make more informed choices on providing working capital lines to startups, which otherwise would be assessed purely as MSMEs without any weight being assigned to the novelty they bring to the overall ecosystem.

As per government data, India has the third largest startup ecosystem in the world and is expected to witness consistent annual growth of 12-15%.

Formal suggestions from the banking sector regulator, the Reserve Bank of India , will also be sought on the metrics for such a separate framework, said people aware of the developments.

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Jul-Sept FY24 goods exports seen 4.8% down on year: EXIM Bank

by economictimes.indiatimes.com Leave a Comment

Synopsis

The Export-Import Bank of India predicts a 4.8% decline in merchandise exports for the second quarter of 2023-24 compared to the previous year. This is due to a slowdown in major trading partners and global geopolitical uncertainty. The bank expects India’s merchandise exports to reach $105.4 billion in July-September FY24. Non-oil exports are projected to be 0.5% higher than the same period last year.

New Delhi: The Export-Import Bank of India expects the country to clock 4.8% lower merchandise exports in the second quarter of 2023-24 as against the previous fiscal, pulled down by a slowdown in its major trading partners and global geopolitical uncertainty.

The Exim Bank has forecast India’s merchandise exports to amount to $105.4 billion in July-September FY24.

“India’s exports could be shadowed by continued slowdown in select major trade partners including advanced economies, continued uncertainty as a result of increasing geoeconomic fragmentation and high inflationary pressures leading to tighter global monetary and financial conditions,” the bank said in a statement Thursday.

India’s goods exports in April-August FY24 are $172.95 billion, compared to $196.33 billion a year ago. The country’s outbound shipments contracted for the seventh straight month in August though the extent of decline eased to 6.86% from double-digit contractions in the previous months, to hit a three-month high of $34.5 billion.

As per the Exim Bank statement, non-oil exports in the quarter are seen at $87.3 billion, 0.5% higher than the corresponding period last year.

India’s total merchandise exports have, however, consistently remained above $100 billion for eight consecutive quarters since the July-September quarter of 2021-22, reflecting resilience amidst a challenging global economic situation, plagued by supply chain disruptions and geo-political tensions, according to the Exim Bank .

With these forecasts, India’s exports for the first half of 2023-24 are expected to amount to $208 billion, while non-oil exports could amount to $172 billion during the same period.

“Surge in oil prices being currently witnessed, could also lead to increased exports for India in the forthcoming quarters,” it said.

Exporters have sought easy and low cost of credit to the MSMEs, long-pending demand for marketing support for promoting Brand India products and services globally and GST exemption on freight on exports to boost exports.

The Exim Bank will release the next growth forecast for India’s exports for the quarter ended December 31, 2023 in the first fortnight of December.

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Has the Eid-E-Milad bank holiday in Maharashtra been postponed?

by economictimes.indiatimes.com Leave a Comment

Synopsis

The Maharashtra government has announced a public holiday under Section 25 of the Negotiable Instruments Act, 1881. The previously declared public holiday on September 28, 2023, has been cancelled.

The Maharashtra government has announced September 29, 2023 as a public holiday under Section 25 of the Negotiable Instruments Act, 1881. The previously declared public holiday on September 28, 2023, has been cancelled.

RBI has changed the public holiday under Negotiable Instrument Act, settlement of financial market transactions on September 29, 2023 from September 28, 2023.

The RBI bank holiday list now shows September 29 as bank holiday instead of September 28, 2023.

Also read: September Bank holiday 2023: Banks to remain closed for 16 days across various states, check full list here

According to the RBI notification, “To ensure smooth functioning of the financial markets and non-disruptive settlement of transactions especially in view of the quarter / half year end, it has been decided, in public interest, to keep the Government securities market, foreign exchange market, money market and rupee interest rate derivatives market operational on September 29, 2023 in addition to being operational on September 28, 2023.”

The RBI also stated, “The settlement of secondary market transactions in Government securities, foreign exchange market, money market and rupee interest rate derivatives market which were due on September 29, 2023 will continue to be on the same day i.e., September 29, 2023.”

Banks closed on September 28
Banks are closed in Gujarat, Mizoram, Karnataka, Tanil Nadu, Uttara Khand, Telangana, Manipur, Uttara Pradesh, New Delhi, Chhattisgarh, Jharkhand.

Banks closed on 29
Banks are closed in Sikkim, Jammu and Srinagar on the occasion of Indrajatra, Friday following Eid-i-Milad-ul-Nabi and Eid-E-Milad.

Also read: Bank holidays in October 2023: Banks will be closed for up to 18 days in October; check state-wise bank holiday list

Are banks closed on Saturday 30th
Banks are not closed on September 30th as it is the fifth Saturday which is a working Saturday, according to the RBI guidelines. Banks are closed only on Sundays, second Saturday and fourth Saturday.

Sep-23 6 7 8 18 19 20 22 23 25 28 29
Agartala
Ahmedabad • • •
Aizawl •
Belapur • •
Bengaluru • •
Bhopal
Bhubaneswar • • •
Chandigarh •
Chennai • • •
Dehradun • •
Gangtok • •
Guwahati •
Hyderabad – Andhra Pradesh •
Hyderabad – Telangana • • •
Imphal •
Jaipur •
Jammu • • • •
Kanpur • •
Kochi • •
Kohima
Kolkata
Lucknow • •
Mumbai • •
Nagpur • •
New Delhi • •
Panaji • •
Patna •
Raipur • •
Ranchi • • •
Shillong •
Shimla •
Srinagar • • • •
Thiruvananthapuram • •

Source: RBI

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Print Edition
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