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National Highway Excellence Awards 2021 To Be Conferred On June 28. Know All About The Awards

June 27, 2022 by news.abplive.com Leave a Comment

New Delhi: Ministry of Road Transport and Highways (MoRTH) will be organising the “National Highways Excellence Awards” (NHEA) 2021 on June 28, 2022, as per the statement issued by the ministry.

This year, the Ministry is hosting an award ceremony in the presence of Union Minister, Nitin Gadkari, to recognise firms and stakeholders for the best performing road assets and toll plazas around the country. Bridge Construction and Tunnel Construction were included as new categories for the fourth award cycle.

In 2018, the Ministry of Road Transport and Highways (MoRTH) launched the “National Highways Excellence Awards” (NHEA) to reward stakeholders in the highway building and maintenance process and to foster a spirit of healthy competition among them.

According to the statement, the goal is to recognise and reward corporations for the best-performing road assets and toll plazas in the country. Recognizing organisations who are operating extremely well and providing the highest quality services during the construction, operations and maintenance, innovation, greenery, tolling, and road safety stages of highway development.

The award’s goal is to build world-class road infrastructure, motorways, toll plazas, expressways, bridges, and tunnels every day using new and creative building procedures that place a significant emphasis on environmental sustainability and cleanliness.

“A total of 157 nominations were received in 2020 across all categories, and one additional special award category, Bridge & Tunnel, was added to the pool of categories from 2019. Union Ministers Shri Rajnath Singh and Shri Nitin Gadkari felicitated the final winners at an award ceremony, held at Vigyan Bhavan, on 18 January 2021,” reads the official statement.

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Amartya Sen: National security is one component of human security

December 24, 2015 by www.thehindu.com Leave a Comment

Economist and Nobel laureate Amartya Sen’s latest book, The Country of First Boys, is a collection of essays on an array of topics, ranging from development, justice, and education, to calendars, Rabindranath Tagore, and the importance of play. In an interview with The Hindu , Prof. Sen spoke candidly about the need to prioritise human security and not just national security, the controversy that has dogged the Nalanda University, and, drawing inspiration from Adam Smith, the need for an intelligent response to rampant capitalism. Excerpts:

In your book, you speak of the different priorities of human security and national security. Don’t you think national security often becomes an alibi for not spending enough on human security?

Well, there are three things. Firstly, security ultimately is a matter in which the leading concern should be around human life. So if we are speaking of security, it has to be human security. Since this also means security from external threats and violence, what we call national security is only one of the constituent factors in human security.

Secondly, it is true that in the name of national security, resources are often not allocated to things on which human security depends, such as education, health care, and a social safety net. And sometimes, national security in the political context seems like a barrier rather than a component to fostering human security. But at the same time, when we consider reducing the budget for national security, we also have to think of the other implications. There’s no reason why there should be a conflict between the two.

Thirdly, the neglect of education, health care, and social safety net has been so foundational in India, so deeply rooted in the class structure of the society, that to blame it all on national security would be a mistake.

Your work has helped shift the focus of development from economic growth to concerns about the quality of human life. Is it time now for another shift — from human development to social justice, as the true measure of a nation’s progress towards being a more developed society?

When we came up with the Human Development Index (HDI), the idea was to have a simple index that would capture something better than the GDP figures. If you look at the very first Human Development Report (HDR) of 1990, we invoked the idea of justice in a number of cases. I think as human development grows as a discipline, justice will increasingly become a bigger component of it.

How do you respond to critics of development economics such as Arturo Escobar and Majid Rahnema, who argue that the very discourse of development perpetrates a regime of powerlessness and ‘unfreedom’ among those identified as ‘underdeveloped’, who are then coerced to follow the Western model of industrialisation and market-led development?

I respond with a great deal of scepticism to this line of reasoning. Adam Smith [whose major work, The Wealth of Nations, was published in 1776] was constantly concerned about human life, about distribution, the divide between the rich and the poor, the role of the market in the efficient production of commodities and the government’s role in providing education, health care, and social safety nets. I think this lesson remains relevant. To call it a ‘Western model’ undersells it. The market economy was not purely an invention of the West — there was trade between Egypt and Babylon, and you find trade seals in Harappa and Mohenjo-Daro.

But there was no capitalism at that point.

That’s true, but capitalism is a very peculiar term. The way the interests of the poor are consistently neglected — if you call this capitalism, then I would object to this kind of system. In this sense, Smith was in many ways an anti-capitalist. While he was in favour of private ownership of capital, he also thought that whenever rich men got together, they conspired on how to defraud the poor. He never used the word ‘capitalism’, but he was against the excessive power of capital; so am I; and in many ways, so was Karl Marx.

Coming to the subject of Nalanda, people have criticised Dr. Gopa Sabharwal’s appointment as vice-chancellor of the university. They point out that she neither has any background in Buddhist studies nor does she fit the UGC criteria for vice-chancellorship — at least 10 years as a professor in a university set-up.

She is a very good vice-chancellor. It’s not surprising that given the Indian caste system, caste-like issues have cropped up, with people saying that for a vice-chancellorship, the candidate’s caste has to be that of a professor and not a reader, and certainly not a lecturer. In such a regime, the great American universities would not have flourished.

Secondly, Nalanda is not a Buddhist university, nor was the old Nalanda. So, had we looked for a monk to run the university, it would have been a mistake — that was not what we were seeking.

There’s a new chancellor now, George Yeo from Singapore. Chancellor Yeo has made a public statement saying that Dr. Sabharwal is a very suitable vice-chancellor and he would like her to continue. The propaganda against Dr. Sabharwal was quite orchestrated.

In your book you poke fun at the Indian Left for its “antiquated understanding of imperialism” and its obsession with “American imperialism”. The U.S. has 900 military bases in 130 countries — you think there is no such thing as American imperialism?

It is certainly unbalanced that America has so many bases across the world, and to worry about it is legitimate. But to be able not to think of anything else is a mistake. I was thinking particularly of the time when the Left decided to pull the government down over India’s nuclear deal with the U.S.

Is there such a thing as American imperialism? In some ways there is. But there is some Indian imperialism as well. There’s also some Chinese imperialism, and some French and British too. American imperialism is much more important than these, that’s true. But I am against a situation where the Left cannot think independently because of their obsession with one thing.

Now the party is under a new leadership with Sitaram Yechury, and one hopes that there will be more intelligent thinking. I am in favour of humanity, equity and justice, but also in favour of intelligence.

[email protected]

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Our national security mismanagement

March 16, 2016 by www.thehindu.com Leave a Comment

National security management under the incumbent Bharatiya Janata Party (BJP)-led National Democratic Alliance (NDA) regime can best be described as the management of systemic inefficiency, with the institutional and ideational foundations of the country’s national security architecture having become weaker since the new government took charge almost two years ago.

For sure, the NDA did inherit a fragile national security architecture, which it has made worse, through commissions, omissions and a shocking lack of direction. Prime Minister Narendra Modi’s presidential style of national security management without bothering to create, consult and strengthen the country’s national security institutions is further contributing to this ominous structural decay.

In fact, strengthening national security was one of the major electoral planks the BJP used in the run-up to the 2014 parliamentary elections. It is only fair then that we assess its performance on the basis of the key national security promises it made in its >2014 election manifesto : “Reform the National Security Council to make it the hub of all sector-related assessments”, “completely revamp the intelligence gathering system by modernising the intelligence department”, “ensure greater participation of Armed Forces in the decision-making process of the Ministry of Defence”, and “study in detail India’s nuclear doctrine, and revise and update it, to make it relevant to challenges of current times”. A factual analysis shows that the Modi government’s performance on each of these stated goals has been grossly incompetent.

Institutional dysfunction Mr. Modi’s presidential style is hampering key institutions of national security management which traditionally functioned on the basis of regular deliberations, briefings, and constant assessment of threat scenarios by experts, both internal and external. Take the example of the National Security Advisory Board (NSAB), which was set up during the previous BJP-led government (1998-2004) “to undertake long-term analysis of and provide perspectives on issues of national security. Its policy recommendations and options are conveyed to the National Security Council for its consideration”. The term of the ninth NSAB came to an end in January 2015 and the new government has not only not bothered to reconstitute it, but is actively thinking of doing away with it. We certainly need a more empowered NSAB, with access to classified files and whose inputs are regularly used for national security management by the leadership. But doing away with an existing institution, at a juncture when the government needs a lot of fresh ideas and outside expertise for strengthening the country’s national security, is an ill-advised move.

The National Security Council (NSC), comprising of the members of the Cabinet Committee on Security and the National Security Adviser, which is supposed to be the locus of deliberations and decision-making relating to national security as well as oversee the formulation of the country’s nuclear strategy, hardly ever meets to take stock of the security environment. So with deliberative mechanisms such as the NSAB and NSC not doing their job, the country’s national security management is a one-man show based out of the Prime Minister’s Office.

>What about nuclear strategy? The Manmohan Singh government had created a highly specialised Strategy Programme Staff “to work on a perspective plan for India’s nuclear deterrent in accordance with a 10-year cycle”. There are legitimate concerns today about the mandate of this body, and how empowered it is to deliberate, strategise and engage in strategic nuclear planning. What is also evident is that despite the BJP’s claims in its 2014 manifesto, the NDA government is showing absolutely no interest in the country’s nuclear strategy. With the advisory/deliberative mechanisms either defunct or not in place, there is a danger of loosening political control over the evolution of the country’s nuclear strategy, potentially even the numerical shape of the arsenal itself. India’s nuclear strategy, as is widely recognised, has a number of doctrinal inadequacies which need to be addressed and corrected by the government, something the BJP specifically referred to in its manifesto. This has so far remained an empty promise. The more India’s nuclear strategy remains unarticulated, the less political control there will be.

Hamstrung intelligence community What about the intelligence agencies which collect and process raw intelligence and provide policy inputs to the government? Both the Intelligence Bureau (IB) and Research and Analysis Wing are short-staffed at every level with acute deficiency reported at the level of foreign language speakers. Despite the threat of the Islamic State and Islamist terror that India has been faced with, the IB has just three Arabic translators! The agencies clearly need a lot more trained personnel today than ever before due to the complexity of challenges and threats that the country faces. But instead of giving state-of-the-art training to the new recruits, the government has actually reduced their training period. These organisations, in short, face a number of challenges today in terms of shortage of sophisticated equipment, inadequate training and staffing, and promotion and career prospects for non-Indian Police Service officers. But nothing has been done by the NDA government to fulfil their promise to “completely revamp the intelligence gathering system by modernising the intelligence department”.

Another key post-26/11 institution that is in trouble today is the NATGRID. Created to function as a metadata intelligence grid by networking multiple datasets available with various agencies, >NATGRID, a pet project of the United Progressive Alliance (UPA) government, is neither fully operational nor given adequate importance by the NDA regime — it does not even have a full-time chief since the NDA government refused to renew the contract of its CEO close to two years ago.

Key legislation ignored How satisfactory has been the NDA government’s performance on national security/defence-related legislation and reforms? The demand for reforms in India’s higher defence management is a long-standing one and has been recommended by the Kargil Review Committee (1999), the Group of Ministers’ (GoM) report (2000), and the Naresh Chandra Task Force (2012). One key recommendation of these reports has been to create the post of Chief of Defence Staff as a single, authoritative source of military advice to the government.

Indeed, a number of Parliamentary Standing Committee reports have also expressly supported this. A 2007 Standing Committee report said, “The Government should take the GoM’s recommendations as well as this Committee’s concern in this matter seriously and take the final decision on CDS at the earliest.” Another committee repeated this demand two years later saying it is “of the considered view that the creation of an additional post of Chief of Defence Staff (CDS) to act as Chairman of the CoSC [Chiefs of Staff Committee] is essential to ensure optimum level of jointness among the different wings of the Armed Forces and to provide single-point military advice to the Government”.

Defence Minister Manohar Parrikar has also been promising, as recently as December 2015, defence reforms including the appointment of a CDS, in keeping with his party’s electoral promise. But no tangible action has been taken so far in this regard.

Nuclear safety, security and regulation is another key area that the government needs to focus on. Worrying incidents like the >recent heavy water leak at the Kakrapar Atomic Power Station in Gujarat and India’s ambitious civilian nuclear expansion plans demand utmost priority to civilian nuclear issues. Indeed, various Parliamentary Standing Committees as well as the Comptroller and Auditor General (CAG) had recommended the creation of an independent civilian nuclear regulatory authority. Keeping in mind this pressing need to carry out structural reforms in the civilian nuclear sector, the UPA government had presented the Nuclear Safety Regulatory Authority (NSRA) Bill to the Lok Sabha in 2011. The Bill is currently lapsed, and the new government has done precious little to bring an amended version for consideration of Parliament. Unwillingness to carry out structural reforms can have disastrous implications for the country’s expanding civilian nuclear industry.

Mismanaging Kashmir Kashmir is back on the boil, this time with far more disenchantment with New Delhi. Radicalisation is on the rise and youngsters are joining the ranks of militancy, not to speak of the growing support for it in the Valley. While anti-India sentiments in Kashmir have been rising for some time now, the BJP’s inability to handle its political alliance with the People’s Democratic Party (PDP) with sensitivity and statesmanship has only made things worse. By refusing to abide by the sensible approaches laid down in the PDP-BJP ‘Agenda of the Alliance’, the BJP has lost a historic chance to contain anti-India sentiments in the Valley and reduce the psychological distance between New Delhi and Srinagar. If the huge congregations of mourners turning up at the funerals of militants killed by security forces are any indication, we are looking at troubled days ahead in Jammu and Kashmir.

Finally, despite all its claims of giving primacy to strengthening and safeguarding India’s national security, the BJP-led government continues to adopt an unmistakably ham-handed and visionless approach to national security issues and institutions. There has been no attempt so far to reform or strengthen the country’s national security institutions, articulate a much-needed grand strategic approach to national security, and legislate on important national security matters. Despite all its pre-election rhetoric on national security and the ongoing grandstanding on securing and strengthening the nation, the BJP government’s approach to national security has been less than satisfactory. Close to two years in office, it should remember that high-pitched nationalist rhetoric can’t secure the country, but painstaking institutional reforms, legal provisions and a sense of purpose could.

(Happymon Jacob is Associate Professor of Disarmament Studies at the Centre for International Politics, Organisation and Disarmament, School of International Studies, JNU.)

E-mail: [email protected]

Filed Under: Uncategorized Lead, National security, nuclear energy, Kashmir, militants in Kashmir, PDP, UPA govt, BJP led NDA, militants in..., deputy national security advisor uk, deputy national security adviser mira ricardel, deputy national security advisor trump, deputy of national security advisor, national security consultations what we learned report, national securities 7 hanover square, threats national security, who national security advisor, why national security is important, border security is national security

Insurance penetration requires improving awareness and trust, say industry leaders ahead of National Insurance Awareness Day

June 27, 2022 by bfsi.economictimes.indiatimes.com Leave a Comment

The Covid-19 pandemic may have done what no amount of marketing by insurers has done but there’s still an urgent need to do more to create awareness, build trust, enhance ease of process, and improve access to boost penetration levels in India, the chief executives of several insurance companies said in an ET CEO Roundtable, ahead of the National Insurance Awareness Day .
Insurance penetration requires improving awareness and trust, say industry leaders ahead of National Insurance Awareness Day Insurance penetration in India – measured as the percentage of insurance premium to GDP – has seen a steady rise to 4.2% in FY21, according to the Economic Survey 2022, but this still remains far less than the global average of 7.2%. Life insurance penetration in India was pegged at 3.2%, almost on par with the global levels of 3.3 percent, while non-life insurance stood at 1.0%, lagging the global penetration of 3.3 percent.

Ahead of National Insurance Awareness Day on June 28, at an ET CEO Insurance Roundtable on ‘Simplifying Insurance for India: Rethinking Products and Processes’, industry leaders Amit Malik, CEO and MD of Aviva Life Insurance Co Ltd , Satishwar Balakrishnan, CEO and MD of Aegon Life, Tapan Singhel , MD and CEO of Bajaj Allianz General Insurance, and Mahesh Kumar Sharma, MD and CEO of SBI Life Insurance deliberated on how Indian insurance companies need to leverage technology to drive insurance penetration in India and cater to the changing needs of customers.

At the ET CEO Insurance Roundtable – which is among a series of discussions that are part of an ET.com initiative to boost financial literacy for the next billion users – the CEOs of insurance companies also highlighted steps that need to be taken to build greater customer trust in the insurance industry as well as improve access to insurance for Bharat or first-time online users from across beyond the metros.

Need for more awareness creation
Insurance in India has always been focused on traditional products from the beginning but it was due to the Covid-19 pandemic that people understood the need for insurance to ‘future-proof’ their lives, rather than looking at it merely as a savings tool or an investment product, Mahesh Kumar Sharma, MD and CEO, SBI Life Insurance, said at the panel discussion moderated by Miloni Bhatt, Digital Broadcast Editor, Economictimes.com.

Outlining the reasons for low insurance penetration in India compared to other countries, Sharma said, “One of the things that we need to rectify going forward, is to educate people about the importance of insurance in one’s life and the need to explain to them why insurance should be a part of their entire investment or future proofing philosophy,” said Sharma.

The increasing digital penetration in the wake of the Covid-19 pandemic as well as the resultant change in the consumer behavior is reshaping the insurance industry in India, with digitally savvy customers looking for personalisation and flexibility, among other facilities in their insurance products. Besides, a boom in the insurtech industry and an ecosystem push towards the use of new age technology like AI, big data, etc. is changing the way insurance has traditionally been provided in India.

Still, more needs to be done to improve insurance penetration among different sections of the population, including the self-employed, as a large percentage of India’s population currently exists outside of the insurance safety net, said Satishwar Balakrishnan, CEO and MD of Aegon Life.

Balakrishnan pointed out that close to 80-90% of the people in our country are not insured and even within the 10% population which is insured, a large chunk of it consists of people who are salaried. This means that insurance penetration is especially low among the self-employed section of the Indian population, which accounts for a significant portion of the working population.

Leveraging digital to reach Bharat
“This whole gap can be filled out only if we make insurance 1) very easy and 2) very accessible. And the only way we can reach out to this population is using digital. And digital is the only medium that I think can have the speed and the scale to reach our vast country and actually get into the interiors,” Balakrishnan said.

He further added that this was in fact based on the way digital has actually made inroads into a lot of rural and small towns in India. For example, rural India actually has a 20% higher presence of internet users than the urban parts of the country.

“Just to sum it up, if I actually look at the entire population, which is (made up largely of the) self employed and the larger population in the country, what we call as the Bharat space, those people are totally getting left out,” said Balakrishnan.

A study conducted by Policybazaar earlier this year – to understand the changing consumer sentiment towards insurance purchase, household finances, and investments over the last two years of the pandemic – also found that people from tier-2 and tier-3 cities are now showing an interest in insurance products.

Improving access to insurance
Beyond technology, there is a need for insurance companies to work towards building greater customer trust in the industry and improving access to insurance by rethinking various processes and rules, such as the GST rate for insurance products, the CEOs of various insurance companies said during the ET CEO Insurance Roundtable, launched as part of an ET.com initiative to boost financial literacy for the next billion Indian online users.

Visit Website: ET Financial Literacy

Sharing his views on the 18% GST rate, Amit Malik, CEO and MD of Aviva Life, said that it is vital that the GST rate be reconsidered for insurance products.

“ The new chairman of the regulator has laid out a vision of saying, ‘insurance for every Indian,’ which is very good and it’s very positive. To expand the market, I think it’s important that there is a prudent call that is taken as to what’s the right GST percentage there, (which) will surely make the product more accessible,” said Malik.

Echoing similar views, Tapan Singhel, MD and CEO of Bajaj Allianz General Insurance, said, “I strongly believe that things which are for social good can’t have high GST. If you look at GST for healthcare, which is much lower, and health insurance (which is at) 18% GST, there is a clear mismatch. I think that has to be looked into and is not something that we should be shy of talking about.”

Building trust in the industry

On building customer’s trust in the insurance industry and simplifying the whole claim settlement process, Singhel said that the problem for the industry to solve is to actually make the process of claiming payments frictionless for customers.

“Let’s say, 20 to 40 years back, you had no means but to send physical people to be there to look into stuff; you had no means to be able to process claims in a frictionless manner because now when you have cameras all across, you have digital submission of documents, you have so many evidences which is there, you can make the process of claims very frictionless and very straightforward,” said Singhel.

“So I think the problem to solve is how do you make the process of claims so frictionless that the customer feels, ‘wow, it was so good to insure’. The industry is paying claims, it’s not that they’re not paying claims. It is the frictionless part, where the trust part comes in, that needs to be solved,” Singhel added.

Insurance customers on digital today enjoy better service due to end-to-end digital experiences that leverage technological applications, which, in turn, is expected to drive growth for the industry. The insurance market is expected to reach nearly $222 billion by fiscal 2026, with new online distribution models such as business to consumer (B2C), business to business (B2B), and business to business to consumer (B2B2C) set to be key drivers of growth, according to a recent RedSeer report.

To be clear, the CEOs of Indian insurance majors agree on the need to leverage technology to reach large swathes of the population and fulfill the insurance regulator’s goal of providing insurance for every Indian.

For more such conversations that are part of the ET.com initiative to promote Financial Literacy for the Next Billion , please visit our website.

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National PTSD Awareness Day 2022: Causes, Symptoms, and Treatment for Post-Traumatic Stress Disorder everyone should know of

June 27, 2022 by economictimes.indiatimes.com Leave a Comment

Synopsis

Post Traumatic Stress Disorder (PTSD) is a mental health condition that happens to a person due to some terrible event in the past. The US observes PTSD awareness day every year on June 27 in an attempt to help recognize this issue and people deal with it.

The US observes Post Traumatic Stress Disorder (PTSD) awareness day on June 27 every year. PTSD is a kind of mental health condition that happens to a person due to some terrible incident in their life. PTSD is the effect of chemical and neurological changes in the brain of the person with a traumatic incident.

The problem happens when the person becomes unable to forget the traumatic experience, and it keeps on impacting them over and over again. They keep on thinking about the incident so much that it starts affecting their regular activities and their daily life.

Causes of PTSD

Research says a special part of the human brain controls our emotions. Adults who have been raised in a violent environment or who have gone through some traumatic experience like sexual abuse may have Post Traumatic Stress Disorder at a later stage of their life.

PTSD may also occur due to the sudden death of a loved one. PTSD may also happen o a person who has met with an accident, seen a natural disaster, war, violent attack on people, or some other experience that led to trauma in their brain.

The human brain has a segment called the Hippocampus, which is responsible for the experience of memories and emotions. And people suffering from PTSD have a smaller Hippocampus than the normal size of other people. However, there is not enough research on whether such people were born with a smaller Hippocampus or the size shrunk due to the traumatic experience.

Also, research says, people with PTSD have an abnormal level of stress hormones in their bodies.

Symptoms of PTSD
People who are suffering from PTSD show many symptoms, including the following.

  • Remembering the traumatic incident over and over again
  • Getting nightmares repeatedly
  • Finding difficulty in remembering things
  • Being unable to focus
  • Getting sudden fear or panic attack
  • Constant irritability
  • Ignoring to discuss things related to the traumatic experience

How To Deal With PTSD
People who suffer from PTSD may seek professional help in dealing with such a traumatic experience. Here is what people can do for family members suffering from PTSD.

Behavioral Therapy: During behavioral therapy, the therapist talks to the victim to understand the reason for the negative they get repeatedly and tries to find a solution together with the victim.

Trauma-Focussed CBT: In his treatment procedure, the victim is encouraged to talk about their experience and get rid of the heaviness that keeps them entrapped.

Reprocessing Therapy: During reprocessing therapy, the therapist asks the victim to talk about the traumatic experience while looking at the finger of the therapist. Many consider this method to be an effective one in helping PTSD victims deal with their trauma.

Disclaimer: This content is authored by an external agency. The views expressed here are that of the respective authors/ entities and do not represent the views of Economic Times (ET). ET does not guarantee, vouch for or endorse any of its contents nor is responsible for them in any manner whatsoever. Please take all steps necessary to ascertain that any information and content provided is correct, updated and verified. ET hereby disclaims any and all warranties, express or implied, relating to the report and any content therein.
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