Search

Just another WordPress site

Urban school open house

4 San Juan Capistrano Area Open Houses

by patch.com Leave a Comment

Real Estate

Investigating new digs in San Juan Capistrano? Find your price point among the latest properties to hit the local market.

SAN JUAN CAPISTRANO, CA — Searching through new home listings by San Juan Capistrano on the web can be fun, but it’s even more fun seeing it in person.

Ready to see what’s out there? To jump-start your search, we’ve put together a list of the four recently listed homes on the open-house circuit in the San Juan Capistrano area. That way, you can get a feel for what’s out there prior to committing to anything.

See the addresses, photos, prices and bedroom/bath information for all properties listed — such as a listing with 4 beds and 3 baths for $1.9 million, and another with 3 beds and 3 baths for $919,900.

Looking for more information on one of the listings? Just click on any address to learn more. Happy house hunting!

Editor’s note: This list was automatically generated.

Related: Visit The Patch Mortgage Center To Lock In Today’s Best Rates

1. 28381 Camino Dimora, San Juan Capistrano, CA 92675

Price: $1,900,000 Size: 3,300 sq. ft., 4 beds, and 3 baths Listed by: Audra Lambert, Realty One Group West Open house: Saturday, February 4th at 1:00 pm

2. 27357 Paseo La Serna, San Juan Capistrano, CA 92675

Price: $919,900 Size: 1,763 sq. ft, 3 beds, and 3 baths Listed by: Ron Miller, First Team Real Estate Open house: Sunday, February 5th at 12:00 pm

3. 31097 Via Sonora, San Juan Capistrano, CA 92675

Price: $1,369,000 Size: 2,458 sq. ft., 4 beds, and 3 baths Listed by: Marcie George, First Team Real Estate Open house: Sunday, February 5th at 11:00 am

4. 31851 Paseo Navarra, San Juan Capistrano, CA 92675

Price: $2,500,000 Size: 4,152 sq. ft., 5 beds, and 6 baths Listed by: Jordan Bennett, Regency Real Estate Brokers Open house: Saturday, February 4th at 12:00 pm

That’s not all! There are even more open houses for you to check out in the real-estate section for the San Juan Capistrano area.

Photos courtesy of ListHub.com

Get more local news delivered straight to your inbox. Sign up for free Patch newsletters and alerts.

The rules of replying:

Waukesha 4-H To Host Open House

by patch.com Leave a Comment

Kids & Family

The Waukesha County 4-H is hosting an open house later this month for families to learn more about how to get involved.

Scott Anderson's profile picture

Scott Anderson , Patch Staff Verified Patch Staff Badge

WAUKESHA, WI — The Waukesha County 4-H is hosting an open house later this month for families to learn more about how to get involved.

Visit the UW Extension & Waukesha County 4-H Open House to find out what 4-H has to offer families. 4-H membership is open to youth in 5K into college. Talk to members and volunteers about club activities taking place around the county.

Discover 4-H projects such as arts, cake decorating, foods, photography, gardening, fishing, foods, scrapbooking, forestry, archery, shooting sports, robotics, animal science and more. Learn about 4-H leadership, community service, awards, summer camp and other 4-H opportunities. Free games and activities for the kids. Taco Dinner also available for $5.00.

Waukesha County 4-H Open House is Thursday September 21, 2017 5:30 pm –8:00 pm at the Waukesha County Expo Center Fairgrounds Forum Building, 1000 Northview Rd, Waukesha. For More info call (262) 548-7774 or visit the website at http://www.waukeshacounty.gov/uwex/4H/

Get more local news delivered straight to your inbox. Sign up for free Patch newsletters and alerts.

The rules of replying:

Series: Ryan Found Section 8 More Efficient Than The Low Income Housing Tax Credit

by www.forbes.com Leave a Comment

So far, this series has looked widely at the War On Poverty and Congressman Ryan’s critique of the general approach of the War and calling it a failure. What’s happened in the last decade since that review, especially with housing programs. Although it was created in 1986 as part of tax reform, the Low Income Housing Tax Credit (LIHTC) is the premier federal housing program. As I’ve pointed out before, the program is extremely complex and difficult to use . First, let’s take a look at what Ryan found in his look at the program. Then, in the next post, I’ll describe the challenges I faced to just find out answers to simple questions about the LIHTC program like what entities have used it over the years, where, and how much has really been spent.

First, it is worth noting that you can find most, but not all, of Ryan’s material on line here . However, many of the links to some of the supporting documents are broken. But I have created a link to the 48 pages on housing programs and that’s what I’ll be referring here and in following posts. I’m not necessarily taking everything in Ryan’s materials at face value, but I’m also going to build from that work and try to fill in as much as I can about the programs as they are today.

The simplest way of understanding the LIHTC program is that it is a tax incentive program that lowers taxes for parties that invest money in housing that restricts rent usually to 60 % of Area Medium Income or less. The mechanics of the tax shift are complicated enough to warrant a post and I did one a while back that covers some of the mechanisms . The dollars that end up funding or subsidizing housing end up being allocated to the various states through what are called Housing Finance Agencies (HFAs) that determine how and where the resources will be used. I’ll cover the expenditure or outlay for the program in the next post, but the Department of Housing and Urban Development (HUD) says the program uses “the equivalent of approximately $8 billion in annual budget authority” and, according to Ryan’s documents, “provided the property remains in compliance, investors receive a dollar-for-dollar credit against their federal tax liability each year over a period of ten years.”

Ryan points out that, “critics of LIHTC often cite as a major flaw of the program the fact that LIHTC projects usually need at least one additional layer of subsidy to finance the project. Other criticisms include the complexity of LIHTC and its cost compared to other federal housing programs, particularly vouchers.”

My personal experience bears this out. As a nonprofit developer, the one project I worked on used multiple sources of capital from tax credits, to state and local funding. In and of itself, this isn’t a problem, but the many requirements from other government funders tend to slow projects down adding time and transaction costs. This hasn’t changed, and I’ve pointed out how new problems like inflation cause project costs to rise consuming the subsidy and creating fewer more expensive units .

In his section on LIHTC, Ryan compares the program unfavorably to Section 8, the program that gives vouchers that can be applied to rent in existing market rate apartments. I think it is a valid criticism and one that still applies today. The only problem is that vouchers are too hard to use. Often a household will qualify for vouchers but not be able to find a vacant unit that meets federal, state, and local requirements. Often the vouchers go unused. This is why I’ve continued to suggest the simple reform of allowing vouchers to be used where a household is already paying rent .

And who benefits from LIHTC versus Section 8? Ryan cites O’Regan and Horn who found that “about 40 percent of LIHTC units serve extremely low-income households compared to 75 percent of HUD’s Tenant-Based Section 8 and Public Housing units.” As I have dug deeper into where tax credits wind up, I have found that many, many projects that get tax credits mix together subsidized units with market rate units. That’s not a problem in my view, even if the income levels subsidized are higher.

But a look at projects like one forthcoming in Renton, Washington south of Seattle called Solera , raises questions; there’s nothing wrong with the project, but is it what taxpayers expect for “low income housing.” Are the rents so low in these areas anyway that the subsidy isn’t saving renters all that much, and the renters who are saving have much higher incomes, maybe high enough to find a cheaper, older market rate apartment? This is supported by data that found that “LIHTC properties tend to have a higher presence in suburbs with lower-poverty rates.” I tried to dig into this, and in the next post I’ll share it led to finding a much bigger problem with LIHTC: lack of transparency.

Finally, Ryan hits the nail I often hammer on. “In many metropolitan areas, LIHTC is more expensive than other forms of housing assistance.” Ryan cites a study that “examines the cost-effectiveness of LIHTC relative to Section 8 vouchers in Boston, New York, San Jose, Atlanta, Cleveland, and Miami.” That study found that “LIHTC is more expensive than vouchers on the whole, but the premium varies by voucher-payment standards and by local housing market.” In a city like San Jose, the study found, the tax credit program costs taxpayers 2% more than vouchers but in Atlanta, the difference is 200%. as expensive as vouchers in Atlanta.

Overall, Ryan doesn’t spend all that much time on the LIHTC program given its relative size. That could be because the program enjoys wide, bipartisan support. Could that be because there are many for profit developers padding their market rate projects with 4% tax credits, a shallower subsidy but easier to apply for and get? I think providing cheaper housing and making a profit is a good idea, but the question of how many tax credits get used by for profits versus nonprofits, and how they are being used led me to my biggest discovery: we just don’t know. Ryan’s work barely scratched the surface of a program that puts hundreds of millions of dollars into the coffers of state HFAs with very little accountability for where that money goes.

In latest blow to school closures, study finds kids over 100 times less likely to die from COVID than adults

by www.foxnews.com Leave a Comment

COVID-19 school learning loss may lead to $70K less income, study shows

FOX Business correspondent Lydia Hu has the latest on the impact of the COVID-19 school closures on ‘America’s Newsroom.’

Kids in the U.S. are more than 100 times less likely to die from COVID than adults, according to a new study.

The study, published by the JAMA Network of medical journals, came after students suffered historic learning loss due to school closures during the COVID pandemic — a loss in academic progress whose effects may be felt for years to come.

Children aged 0-19 died from COVID at a rate of 1 per 100,000 from August 2021 through July 2022, the study found. There were 821 COVID deaths — meaning cases when COVID was the underlying cause of death — for this age range during the 12-month period.

Specifically, COVID death rates in infants younger than 1 year were 4.3 deaths per 100,000, 0.6 per 100,000 in children aged 1 to 4 years, 0.4 per 100,000 in children aged 5 to 9 years, 0.5 per 100,000 in children aged 10 to 14 years, and 1.8 per 100,000 in those aged 15 to 19 years.

Dr. Anthony Fauci accusing the GOP of "character assassination" masquerading as oversight. 

Dr. Anthony Fauci accusing the GOP of “character assassination” masquerading as oversight. (Getty Images)

FAUCI SAYS SCHOOL CLOSURES LED TO ‘DELETERIOUS COLLATERAL CONSEQUENCES,’ BUT HE HAD ‘NOTHING TO DO’ WITH IT

By comparison, there were more than 360,000 total COVID deaths in the U.S. in this time. This means, according to the study, that people died from COVID at a rate of 109 per 100,000, making kids more than a hundred times less likely to die from the virus than adults.

Meanwhile, the Johns Hopkins Coronavirus Resource Center released data on Sunday showing COVID has led to 337 deaths per 100,000 people in the U.S. The JAWA study used different methodology than Johns Hopkins, but both datasets suggest COVID is much less deadly for kids than for the overall population.

This suggestion was bolstered by the Centers for Disease Control and Prevention, which last week released data showing children account for less than 0.15% of all COVID deaths.

Still, COVID ranked eighth among all causes of death for children and young people aged 0 to 19 in the U.S. and fifth in disease-related causes of deaths — excluding unintentional injuries, assault, and suicide.

Unintentional injuries accounted for 18.4% of child deaths and 6.8% were from suicide, according to the JAWA Network study. About 6.9% were from assault.

CDC data shows that the vaccine reduces the small risk that kids could develop severe disease from the virus. 

CDC data shows that the vaccine reduces the small risk that kids could develop severe disease from the virus. (iStock)

US MATH, READING TEST SCORES PLUNGE FOR STUDENTS ACROSS COUNTRY FOLLOWING COVID-19 PANDEMIC

COVID accounted for 2% of all deaths in children, meaning kids are over nine times more likely to die in an accident and over three times more likely to die from assault or suicide than from COVID.

The new study comes as students in the U.S. are struggling to deal with the effects of learning loss suffered from school closures during the pandemic.

The Education Department’s National Assessment of Educational Progress, known as the nation’s report card, which tests a broad sampling of fourth and eighth graders, was released in October and showed the “largest score declines” since the federal government began tracking these metrics in 1990.

Math and reading scores took major hits nationwide, especially among the country’s most vulnerable students. Black and Hispanic students, for example, experienced steeper declines than white and Asian peers in fourth-grade math after already starting out behind.

Between 2019, the results of the last National Assessment of Educational Progress, and 2022, the number of black students in public schools performing “below basic” in fourth-grade math on the national assessment spiked from 35% to 46%. The share of Hispanics rose from 27% to 37%. The share of whites scoring at the lowest performance level only increased from 12% to 15%.

Teacher with a group of preschool children in a nursery.

Teacher with a group of preschool children in a nursery. (iStock)

LEARNING LOSS FROM COVID LOCKDOWNS CAUSED ‘UNMITIGATED DISASTER’ PARTICULARLY IN STUDENT BEHAVIOR: EXPERTS

Many categories saw significant declines in academic performance across the board, regardless of race. But overall, performance gaps between white students and their black and Hispanic peers widened since 2019.

More broadly, fourth-graders who were in the bottom 25th percentile in both math and reading lost more ground compared with students at the top of their class, leaving these low-performing students further behind.

Students with less resources at home especially struggled. Only half of fourth graders who were low-performing in math said they had access to a computer at all times during the 2020-2021 school year, compared with 80% of high-performing students, according to a survey included in the assessment. Similarly, 70% of low performers said they had a quiet place to work at least some of the time, compared with 90% for high performers.

The new national figures coincided with California releasing state-specific data showing two out of three California students didn’t meet state math standards and more than half didn’t meet English standards on state assessments taken in the spring, further highlighting the toll that school closures during the pandemic took on student learning.

The test results were more devastating for low-income and minority students. Indeed, 84% of black students and 79% of Hispanic and low-income students didn’t meet state math standards this past year.

Private tutors can cost anywhere from $20-$70 dollars an hour per kid.  

Private tutors can cost anywhere from $20-$70 dollars an hour per kid. (iStock)

HIGH-POVERTY SCHOOL DISTRICTS SUFFERED MORE LEARNING LOSS DURING COVID PANDEMIC, ACCORDING TO STUDY

Several other data sets over the last two years have found similar results showing low-income and minority students have been hit especially hard by school closures.

As early as July 2021, McKinsey & Co., a leading consulting firm, released a report that detailed how children in low-income schools ended the school year on average seven months behind in math and six months behind in reading.

In majority Black schools, students ended the year six months behind in both math and reading on average, according to the report. Their peers in high-income and majority white schools, meanwhile, fared better, although they still lost several months of learning due to the shutdowns.

McKinsey forecast that “pandemic-related unfinished learning” could reduce lifetime earnings for K–12 students and create a potential annual GDP loss of hundreds of billions of dollars.

More recently, a Stanford University study found that students enrolled in schools during pandemic restrictions will face an average of a 2% to 9% drop in lifetime earnings, resulting in states facing a 0.6% to 2.9% drop in total GDP.

Tired business woman resting her head on desk

Tired business woman resting her head on desk (iStock)

PANDEMIC LEARNING LOSS COULD COST STUDENTS THOUSANDS IN INCOME OVER THEIR LIFETIME: STUDY

“At the extreme, California is estimated to have lost $1.3 trillion because of learning losses during the pandemic,” wrote the study’s author, Eric Hanushek. “These losses are permanent unless a state’s schools can get better than their pre-pandemic levels.”

Hanushek argued there’s “overwhelming evidence that students in school during the closure period and during the subsequent adjustments to the pandemic are achieving at significantly lower levels than would have been expected without the pandemic.”

The study analyzed National Assessment of Educational Progress data and found that between 2019 and 2022, test scores in math and English dropped an average of eight points across the country. The drop came after nearly two decades of progress, the study noted, erasing all the gains in test scores made between 2000 and 2019.

As early as 2020, some medical experts publicly opposed school closures , arguing COVID was significantly more deadly for the old and infirm than younger people. However, Sweden was the only major Western country to keep schools open for kids 15 and younger throughout the pandemic. The New England Journal of Medicine published an analysis of the health effects on Swedish kids.

“Despite Sweden’s having kept schools and preschools open, we found a low incidence of severe COVID-19 among schoolchildren and children of preschool age during the SARS-CoV-2 pandemic,” the 2021 study stated . “Among the 1.95 million children who were 1 to 16 years of age, 15 children had Covid-19, MIS-C, or both conditions and were admitted to an ICU, which is equal to 1 child in 130,000.”

CLICK HERE TO GET THE FOX NEWS APP

The study also found that few school teachers had to receive intensive care for COVID.

In the U.S., schools are now open, but some are reinstituting pandemic-era protocols. Schools in Michigan and Massachusetts, for example, recently put mask mandates in place for both staff and students, following in the footsteps of districts in New Jersey and Pennsylvania.

Aaron Kliegman is a politics reporter for Fox News Digital.

I’m a cost-saving mum – exactly when to buy school uniform to save cash & keep your kids kitted out all year

by www.thesun.co.uk Leave a Comment

IF you’ve got kids who are school age, it can feel like you’re constantly having to shell out for yet another shirt or to replace tatty school shoes.

Annoyingly, it really adds up and can cost a fortune, especially if you’ve got more than one little one.

And while it can be tempting to buy everything at the beginning of the school year, that’s actually the worst time to stock up.

Here, mum-of-two Maddy Alexander Grout, 38 – who shares her money saving and budgeting tips on TikTok – reveals her top tips to make some serious savings.

Hit the sales

Maddy says: “Keep your eyes open, and plan in advance.

“Hit the sales for winter coats for the following year, the next size-up trainers and sports kit.

“The worst time to shop for school uniform is right before school starts as this will be when the prices are most inflated.”

Second hand savings

If you haven’t been that organised (and let’s face it, not many of us are!), you can still get bargain items at any time of year if you buy secondhand.

Maddy says: “Use Facebook Marketplace, eBay, Vinted and Freecycle all year round to buy pre-loved uniform and coats.

“Also, check if your school has a second-hand uniform shop.

“If you need school logo items, they will be there.

“Check out local Facebook groups and ask if anyone is selling school uniform in the size you need.

“See if your school have a Facebook page or group, you can find some real bargains from people selling or giving away old uniforms.

“My school has a second hand sale whenever they do events to raise money for the school PTA, if your school doesn’t do this then maybe suggest it, as people can donate old stuff they have have.

“You can clear some space and raise money for the school at the same time.”

Be sale savvy

Make sure you keep track of the sales in the shops too.

Maddy says: “Marks & Spencer tend to have a 20 per cent off school uniform sale in the summer term so you can buy uniform for September cheaper.

“Also for non branded items check out websites like Build A Bundle , and markets like Little Pickles.

“Buy summer uniform in August and September for the following year, when it is always discounted, along with jackets for the summer.

“Sainsbury’s TU have 25 per cent off weeks throughout the year, so you can buy items including polo tops, skirts and trousers cheaper and stock up for the following year.”

Discounts and deals

There are other ways to make savings too.

Maddy says: “Does your work have a discount scheme as an employee benefit?

“You can often buy vouchers for the big supermarkets where you can save money on the purchase of the voucher.

“Also, swap with friends, set up a WhatsApp group and see if you can do any swaps.

“I have given away lots of my sons old uniform to friends with younger children who can use them.

“Read school emails, often schools have partnerships with local places who sell uniforms.

“They will email discount codes out through the year.”